In a medium bowl, combine all of the dry ingredients: flour, baking powder and salt.
In a separate large bowl, combine the wet ingredients: maple syrup, eggs, yogurt, vanilla and mashed bananas.
Add the dry to the wet, and mix well. It will be lumpy, don't worry!
Gently stir in your chocolate chips or carob chips.
Heat a griddle to 350 degrees. Once hot, slap a dab of coconut oil on the surface and spread around with a basting brush. Using 1/4 cup measurement, spoon the batter one pancake at a time, onto the hot griddle.
Flip the cakes when the tops start bubbling or the bottom edges look cooked. If the pancakes are really thick, gently flatten them a bit with the spatula after flipping them. Aim for lightly browned on each side and be careful not to overcook.
Drizzle with melted dark chocolate, carob or maple syrup and eat them all up!